Believe it or not, more than eight percent of American households have credit cards. One reason for such is that credit cards offer benefits that cash usually could not provide such as convenient purchase ability.

Thanks to credit cards, there is really no need to go and run to the nearest or farthest bank for that much needed cash.

Currently, there are many cards to choose from. However, there is one credit card company that has been in the lending business since time immemorial.

First things first, if considering of having a credit card, try to check out what American Express has to offer.

Believe it or not, American Express is considered as the credit card that has been used the longest and the oldest in all the world.

American Express is one of the countrys respected financial lending organization and service institution.

It has been in the business since 1850 and now employs more than seventy eight thousand employees.

Why people use Amex

Credit cards, specifically American Express cards are widely known for offering unparalleled if not excellent customer service to its holders, as well as quick purchasing power and outstanding benefits to all its users.

Having an Amex card depends on what you want, what you need and what your lifestyle is.

The following are the varying Amex card that suits every taste and preference. Check which card appeals to you and which credit card application should you proceed with.

Blue Amex credit card application

This specific American Express card have bill automatic payments and provides alerts on your account.

It also has the ability to earn yourself some points and redeem it as well. There also exists for this card an assurance plan for its buyers.

The green Amex credit card application

This specific Amex card has a spending limit that is not pre-set. Similar to the blue Amex card, this green one also has bill payment that is automatic as well as alerts for your own account.
You will also be able to manage your own account through the internet, online.

The gold amex credit card application

Meanwhile, this specific Amex gold credit card application has more features compared to the other Amex credit card applications.

Their similarities to the other card applications are the following: it does not have a spending limit that is pre-set, it also allows you to gain points and redeem them for particular rewards.
The add-ons are the travel benefits and entertainment incentives.

Purchases charged in this Amex gold card are protected. Also, the card offers car rental insurance as well as fraud insurance protection and travel insurance.

The platinum Amex credit card application

This credit card also has a spending limit that is not pre-set. However, its difference between the other credit cards are the following: it offers exclusive service in terms of travel such as limousine and private jet service, insurance for any damage incurred during travel, loss of car rental, or any accident.

This credit card also offers insurance for baggage and roadside assistance.

All in all, credit card applications differ for various credit card companies. You need to find the one that suits your particular needs, wants and lifestyle.

What is presented here is the best among the best credit cards. It all depends on what works for you, either it may be Visa, Discover, MasterCard or Amex itself.