May I have card after bankrupt?
Both of the posters above make a good point. You really don't want to
run up your credit debt again, and any loan you get now will have a
high interest rate.
But it would be beneficial to start rebuilding your credit, so if you
feel responsible enough then you should get a credit card. Perhaps to
start you should only use it for gas (it's always more convenient to
pay at the pump). Make sure you pay the full balance every month so
that you don't ever pay that high interest. Then after 18 months to 2
years you can call the company and ask them to lower your rate. If
you have never missed a payment or had a late payment in that time
then it is likely they will lower it a couple percent.
Good luck rebuilding your credit! It's a hard task after bankruptcy,
but give it 5 years of a perfect credit history from this point on and
the banks will jump at the chance to lend you money (still at a
slightly higher rate due to the bankruptcy though).
There are many lenders out there willing to take a risk on you, with
high interest rates in exchange.
Sounds like an excellent idea to run up debt after already having to
claim bankruptcy...
i didn't see you say a thing about running up debt. i saw a simple
question about the availability of credit. as most personal
bankruptcies in this country are a result of medical emergencies and
the resulting mountain of health care costs as opposed to running up
debt and as the pejoritive tone of the first non-answer is
unacceptable and uncalled for as the poster has no clue what your
circumstances are i suggest you concentrate on the following two
responses along with what i might add. as the second poster said,
there are lenders who will take the risk and you will pay for it. you
will pay for it for years into the future as jack suggested. but that
isn't important now. what you need to do now is re-establish yourself
in the world. this is a very difficult country to get along in without
a credit card. try to rent a car, reserve a hotel room, or many other
things without one. there are many lenders that not only will take the
risk but specialize in taking that risk. as jack suggested you will
need to be judicious in your use of the credit offered you for a while
and spotless in repaying but it can be done. getting a secured card
will be easier than an unsecured but take what you can get at first.
two companies that come to mind that do this kind of business are
providian and capital one. as indicated, you might have to opt,
depending on your circumstances for a secured card but it will do the
job and no one but you and the credit company will know it is secured.
after a year or so of good credit history the security can often be
released back to you. good luck making a come back.
 Where was the last debate on wednesday with Mccain and Obama?
 INSTANCE / WAITING FOR SPRING
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Credit Card after bankrupt